Member Benefits

Increase peace of mind while padding your wallet

instead of breaking the bank.

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AD&D Insurance

*This benefit is not insured by the FDIC or any other federal government agency. Coverage is not guaranteed by the financial institution and may decrease in value.

 

Death is a certainty…but no one knows when or how!

We can help you and your family in a great time of need.

 

Accidental Death and Dismemberment Insurance

You don’t have to be a window washer at the Empire State Building to need accidental death insurance. Every person alive is at risk. Are your loved ones financially prepared for the costs of an unexpected funeral?

 


It is estimated that around 100,000 unintentional deaths occur in the U.S. every year


Security Benefits

In life, peace of mind and protection are key. With these two features you can save over $100 a year in benefits that will give you and your family the security you need.

CYBERSCOUT'S LIFESTAGES® - formerly IDT911

No additional enrollment required.

Identity thieves steal mail, skim credit cards, hack into ATMs and rummage through garbage in the search for their next victim. In the blink of an eye, criminals misuse bits and pieces of your personal information to obtain fraudulent credit and make unauthorized purchases.

No matter what stage of life you are in, your identity will always be a prime target for thieves—you may not be aware of it, but the different stages of life put you at risk for different types of identity theft.

 


Identity thieves are smart. We’re smarter. Just as we rely on technology to make our lives easier, thieves and criminals rely on the same technology to steal personal information and commit fraudulent crimes. Protecting your identity is our priority!


PERSONAL ESTATE GUIDE formerly LIVING FAMILY JOURNAL

Would your loved ones know how to settle your affairs if you died or became incapacitated?

When my aunt passed away a few years ago, I saw the hardship it brought my uncle. Her records were scattered, and information was missing. I’ve definitely learned to avoid the same situation.”
-Ben Thomas

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According to multiple studies, it is estimated that less than 1 in 5 Americans have all of their personal information adequately organized in one place.


Nationwide Restaurant, Shopping, Travel & Attractions Discounts

Discover savings doing what you enjoy at your favorite shops, restaurants and attractions all over the country.

Savings Made Easy

Dine. Shop. Travel. Save!

I was shocked by the amount of money we saved on our last family vacation. We rented a car, stayed at a nice hotel and visited the amusement park, and it cost less than any of our other vacations.”
-Sarah Albright


Members can save up to hundreds of dollars on dining, shopping, traveling and more. Use our mobile app to save on-the-go.


WellCardRx Health Discounts

The Affordable Care Act did not make all health care affordable.
It’s time to start taking care of yourself and your wallet.

WellCardRx Health Discounts

  • Prescription Drug Discounts – Accepted at over 59,000 pharmacies nationwide. Over 60,000 brand and generic drugs are included, with savings as high as 50%. Use any time and with no annual limit.
  • Dental Discounts – Accepted at over 150,000 providers access points nationwide, and covers all dental services and specialties, including orthodontia. Savings can be as high as 45%, and there is no limitation on services or use.
  • Vision Discounts – Accepted by over 11,000 OUTLOOK Vision providers. Cardholders receive up to 50% savings on lenses, frames, and other vision needs.
  • Hearing Discounts – Receive a free hearing test and 15% discount on over 80 hearing aid models at 1,500 Beltone locations nationwide, with a Lifetime Care Program included.
*This is Not Insurance. It is a discount medical program. It does not replace COBRA or any other medical insurance program not is it a Medicare Part D prescription drug plan. Cardholders are responsible for paying the discounted cost at the time of service from participating providers. The DMPO does make available a list of all program providers which includes their name, city and state, and medical specialty prior to purchase, upon request. WellCard Rx is FREE. The discount plan organization is Access One Consumer Health, Inc., 84 Villa Road, Greenville, SC, 29615, www.accessonedmpo.com. This program is not available to residents of Montana, but may be used at participating Montana providers. Other state residents: visit www.WellCardRx.com for full disclosures.

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Save money on Vision, Prescription, Dental and Hearing with this health discount program.


Lifelock

There are more than twice the stolen personal records exposed on black market websites than there are
people in the United States. Chances are good your information is already out there waiting to be sold.
Are you and your family protected from identity thieves? Don’t be another victim. Requires separate enrollment at an additional fee.

“I signed up for LifeLock a few months ago, and they’ve already helped me avoid one theft attempt. I was immediately alerted, and they helped replace my credit card that very day. I feel 100% confident in this program.”
-Britney Burnett


It is figured that the majority of identity theft incidents (85%) involved the fraudulent use of existing account information, such as credit card or bank account information.


IdentityIQ Protect Max®

There are more than twice the stolen personal records exposed on black market websites than there are
people in the United States. Chances are good your information is already out there waiting to be sold.
Are you and your family protected from identity thieves? Don’t be another victim.

Identity IQ Protect Max

*Requires Separate Enrollment

“IdentityIQ helped me avoid one theft attempt. I was sent an email when someone checked my credit for a loan in my name and I knew it wasn’t me.”
-Britney Burnett

 


It is figured that the majority of identity theft incidents (85%) involved the fraudulent use of existing account information, such as credit card or bank account information.


IdentityIQ Protect Pro®

Requires separate enrollment*

There are more than twice the stolen personal records exposed on black market websites than there are
people in the United States. Chances are good your information is already out there waiting to be sold.
Are you and your family protected from identity thieves? Don’t be another victim.

“IdentityIQ helped me avoid one theft attempt. I was sent an email when someone checked my credit for a loan in my name and I knew it wasn’t me.”
-Britney Burnett

 


It is figured that the majority of identity theft incidents (85%) involved the fraudulent use of existing account information, such as credit card or bank account information.


IdentityIQ Protect®

Requires separate enrollment*

There are more than twice the stolen personal records exposed on black market websites than there are
people in the United States. Chances are good your information is already out there waiting to be sold.
Are you and your family protected from identity thieves? Don’t be another victim.

“IdentityIQ helped me avoid one theft attempt. I was sent an email when someone checked my credit for a loan in my name and I knew it wasn’t me.”
-Britney Burnett

 


It is figured that the majority of identity theft incidents (85%) involved the fraudulent use of existing account information, such as credit card or bank account information.


If you select IdentityIQ Protect you can receive one complimentary IdentityIQ  Protect Max membership per household. You can also enroll additional household
members and get a 25% discount off the membership list price.
*Requires separate enrollment.

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Member Benefits
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Prescription Drug Discounts

The Affordable Care Act did not make all health care affordable.
It’s time to start taking care of yourself and your wallet.

 

“When I signed up for this program, I immediately started saving money. Saving money makes me happy, and I think being happy is also very healthy.”
-Cecil White

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It is estimated that nearly 70% of Americans take prescription drugs.